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WILLIAMS'S FAMILY PERSONAL POLICIES WEBPAGE

FULLY APPLIES TO ALL PEOPLE WHO VISIT OUR WEBSITE OR CONTACT ANY OF US IN ANY OTHER WAY, IN PERPETUITY
(Even When You Are Not Currently on This Website or Not Currently in Contact With Us)

For all Comments, Questions, Concerns, Objections and Suggestions, please Email Us

TERMINOLOGY: The terms, "you", "yours", "person", "customer" and "client" found on this website refer exclusively to any person or other entity who contacts us for any reason, from any source, by any means, or at any time (past, present and future), and unless these terms are used in a context that clearly and explicitly exclude you, these terms include you. The terms, "we", "our", and "us" found on this website collectively and exclusively refer to John Williams, Laurencia Williams and all members of their family. The terms, "he", "his", "him" and "they" are used in their generic senses only, and equally apply to both males and females, and can also mean "you".
          The terms, "Visitor" and "Contactor" refer to: (1) All persons and entities who visit or otherwise access any webpage of any of our websites, (2) To all persons and entities which contact, investigate, monitor, track the whereabouts of, stalk, spy on and/or surveil John Williams, Laurencia Williams or any member(s) of their family directly or indirectly, or attempt to do any of these actions, (3) To all persons and entities which contracted with or attempt to contract with us or with any member(s) of our family, at any time, at any place, by any means or for any reason whatsoever, and (4) To all persons and entities who enter a property owned or controlled by John Williams, Laurencia Williams or any member of their family at any time, at any place, by any means or for any reason whatsoever, or by intention or accident.

All of the policies stated herein fully apply to all Visitors and Contactors, and to their agents, representatives, assigns and contractors. All of our personal policies stated herein become 100% effective immediately upon their first publication. None of our personal policies can be changed, deleted or added without our prior written permission. This personal policy webpage supersedes all earlier versions of our personal policies. If you have any questions, concerns, complaints, suggestions and/or objections about any of our policies stated or implied herein that apply or may apply to you, and/or to any past, current or future contract between any of us and you (to the extent permitted by the law or a court of competent jurisdiction), you MUST contact us in writing (ie: by email or USPS mail - no texing nor posting, nor by any other shipping service) with all of your questions, concerns, complaints, suggestions and/or objections. If we have made a policy mistake, misstatement, omission, contradiction, vague or unclear meaning, clearly unfair, or unreasonable provision, we will gladly seriously consider changing or waiving for you in writing the complained about or objected to policy provision(s) (ie: opting out) within 10 days of when we first post the applicable provision or provision change on this webpage or your first contact with us (whichever occurs later), else, the provision fully applies to you if you are a Visitor or Contactor. We automatically fully apply these personal policies retroactively to current contracts if the other party(ies) does not object to them in writing within these 10 days. If we do not respond to your email within 5 days or USPS mail within 14 days of our receipt for any non-legal matter or within 30 days of our receipt of any legal matter, call us at 505-321-1034 (unless we otherwise prohibit phone calls). In our response to you, we may require in writing additional details, information, clarifications, documentation, and suggested policy wording corrections/changes so we can make a fair and wise decision. Our goal is to be fair and reasonable to everyone, and we will seriously consider all reasonable requests under this paragraph. We may make provision changes (including additions and deletions) at any time without prior notice and with no liability to us. Any change, deletion or addition to a policy is never an admission that any related previous policy was ever in error or invalid.

THESE TERMS OF SERVICE ("POLICIES") ARE A LEGAL AGREEMENT BETWEEN YOU AND JOHN AND LAURENCIA ("LAURIE") WILLIAMS, THE OWNER AND OPERATOR OF THIS WEBSITE ("SITE"). THIS AGREEMENT STATES THE TERMS AND CONDITIONS THAT GOVERN YOUR RELATIONSHIP WITH JOHN AND/OR LAURIE BY ACCESSING AND USING THIS SITE OR BY CONTACTING US IN ANY OTHER WAY, YOU ARE AGREEING TO FULLY ACCEPT AND AGREE TO FULLY COMPLY WITH THIS AGREEMENT UNCONDITIONALLY AND WITHOUT ANY OBJECTION, QUALIFICATION OR RESERVATION TO IT. If you have any questions, suggestions, concerns or complaints regarding policies on this site or any of our webpages of this site - even if it is just for some grammatical or spelling error - please freely contact us in writing. Our goal is to be fair, correct, complete and clear to both you and us.

WITHOUT ANY LIABILITY TO US (because actual identities, Caller IDs, addresses and true intentions can be lied about, spoofed, faked or hidden; personal, financial and business information can be found on just about anyone these days; and often times spoken words are unintelligible to us for a number of reasons):
          (1) WE NEVER VERBALLY AGREE TO CONTRACTS (therefore, do not ever verbally contact us in person or by phone to try to get us to agree or to take steps to agree to any contract unless and until we give you prior written permission to call us about your proposed contract),
          (2) WE MAY NOT AGREE TO ANYTHING ELSE TOLD TO US BY PHONE OR SENT TO US BY EMAIL OR BY A DELIVERY SERVICE IF WE REASONABLY BELIEVE IT IS A FAKE, SCAM OR FRAUD, OR IT IS ILLEGAL, UNETHICAL OR IMMORAL (therefore, do not ever call us by phone unless and until we give you prior written permission to call us), and
          (3) WE MAY NOT AGREE TO TAKE ANY ACTION OR MAKE ANY DECISION BASED ON ANYTHING VERBALLY OR IN WRITING TOLD TO US IN PERSON, FACE-TO-FACE, UNLESS THAT PERSON HAS FIRST FULLY IDENTIFIED HIMSELF/HERSELF AND HIS TRUE INTENTIONS, AND IS IN AN OFFICIAL POSITION WHERE HE HAS BOTH THE LEGAL AUTHORITY AND DUTY TO TELL US TO TALK TO US, AND WE CLEARLY AND COMPLETELY UNDERSTAND WHAT HE IS TELLING US. ALSO, IF SOME UNIDENTIFIABLE PERSON SUDDENLY APPROACHES US WITHOUT OUR PERMISSION, WE RESERVE THE RIGHT TO VIEW THAT PERSON AS A PHYSICAL THREAT TO US, AND IF SO, TO TAKE WHATEVER ACTIONS WE DEEM NECESSARY TO PROTECT OURSELVES, INCLUDING AVOIDANCE, AND ANY OTHER TYPE OF ACTION WE BELIEVE IS REASONABLE UNDER THE CIRCUMSTANCES (therefore, do not ever try to visit with any of us or personally approach any of us unless and until we give you prior written permission to do so).

BAD PAYMENTS; VISITOR DEBTS: THE VISITOR SHALL FULLY AND IMMEDIATELY REIMBURSE, INDEMNIFY AND HOLD HARMLESS ANY AND ALL DIRECT AND INDIRECT COSTS, LOSSES AND/OR FEES, INCLUDING BUT NOT LIMITED TO BAD PAYMENT AMOUNTS, BANKING FEES, COLLECTION AGENCY FEES, ATTORNEY FEES, LEGAL COSTS, AND INTEREST (1.5% per month) RESULTING TO US AND/OR TO ANYONE ASSOCIATED WITH IT CAUSED BY OR RESULTING FROM HIS BAD PAYMENT (regardless of the cause of the bad payment). WE ASSUME NO LIABILITY FOR ANY VISITOR DEBTS WHETHER OR NOT ASSOCIATED WITH ANY TRANSACTION INVOLVING US DIRECTLY OR INDIRECTLY. IF A VISITOR OWES US MONEY AND/OR PROPERTY, AND REFUSES TO PAY US IN FULL WITHIN 30 DAYS OF A LETTER, EMAIL, PHONE CALL OR OTHER ATTEMPT WE MAKE TO NOTIFY HIM/HER, WE MAY CONFISCATE WHATEVER MONEY AND/OR PROPERTIES OF THE VISITOR WITHOUT LIABILITY TO US OR TO ANYONE ASSOCIATED WITH US (eg: Our agents, representatives, assigns, etc.); WHICH FAIR MARKET VALUES WE WILL APPLY TOWARDS SATISFACTION OF THE DEBT PLUS ALL ADDITIONAL FEES, CHARGES AND COSTS ASSOCIATED WITH THE DEBT THE VISITOR OWES US. ALL OTHER LEGAL REMEDIES ALSO FULLY APPLY. Please be sure to pay us the correct amount of your payment. Underpayment does not state or imply that a precedent has been set for accepting underpayments, nor that we have waived any of our rights to full payments, and the balance must be received and cleared by us within 30 days of us receiving the underpayment before we count the debt as being paid. DO NOT OVERPAY US, AND THEN ASK FOR A PARTIAL REFUND - this is a popular scam, so if you are due for a refund, we reserve the right to make that refund 36 days after your payment clears; payment clearance periods are described above.

THIS WEBSITE (which includes all webpages under any of its domain names, texts, images and programming code) IS CONTROLLED AND OPERATED SOLELY BY US OF ALBUQUERQUE, NM, USA. WE MAKE NO REPRESENTATION THAT THIS WEBSITE, ITS MATERIALS, ANY OF OUR OTHER PROMOTIONS OR PUBLICATIONS ARE APPROPRIATE OR AVAILABLE FOR USE ANYWHERE INSIDE OR OUTSIDE OF THE UNITED STATES, AND ACCESS TO THIS WEBSITE OR TO ANY OTHER PROMOTION, OTHER PUBLICATION, MATERIALS, PRODUCTS OR SERVICES FROM PLACES WHERE THEY ARE ILLEGAL IS STRICTLY PROHIBITED. THOSE WHO CHOOSE TO ACCESS A U.S. WEBPAGE FROM PLACES INSIDE OR OUTSIDE OF THE UNITED STATES WHERE THEY ARE ILLEGAL OR FOR AN ILLEGAL REASON DO SO OF THEIR OWN VOLITION AND ARE TOTALLY, SOLELY AND EXCLUSIVELY RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS AND REGULATIONS OF THEIR AND OUR JURISDICTIONS. WE CAN ONLY SIGN WRITTEN CONTRACTS. WE CANNOT SIGN ANY CONTRACTS WITH ANYONE WHO IS LESS THAN THE LEGAL AGE OF CONSENT OR WHO IS ADJUDGED MENTALLY INCOMPETENT, IN WHICH CASE, THE PERSON'S PARENTS OR GUARDIANS MAY SIGN AND TAKE FULL RESPONSIBILITY FOR THE CONTRACT PROVISIONS.

THIS AGREEMENT SHALL BE CONSIDERED AS HAVING BEEN EXCLUSIVELY ENTERED INTO IN THE STATE OF NEW MEXICO AND SHALL BE STRICTLY CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE SUBSTANTIVE LAWS OF THE STATE OF NEW MEXICO WITHOUT REFERENCE TO CHOICE OF LAW DOCTRINE. ALL PERSONAL JURISDICTION, SUBJECT MATTER JURISDICTION AND VENUE IN ALL MATTERS AND REGARDLESS OF CAUSES OF ACTION RESIDE SOLELY AND EXCLUSIVELY IN ALBUQUERQUE, NEW MEXICO (NM). ALL UNRESOLVED DISPUTES BETWEEN US AND A VISITOR MUST BE SUBMITTED IN ALBUQUERQUE, NM, SHALL BE ADJUDICATED IN THE ENGLISH LANGUAGE ONLY, AND ARE LIMITED TO THE SCOPE OF THESE POLICIES. THIS AGREEMENT SHALL BE GOVERNED EXCLUSIVELY BY NEW MEXICO LAW, WITHOUT GIVING EFFECT TO ANY CHOICE OF LAW OR CONFLICT OF LAW PROVISION OR RULE (REGARDLESS OF JURISDICTION) THAT WOULD CAUSE THE APPLICATION OF THE LAWS OF ANY JURISDICTION OTHER THAN ALBUQUERQUE, NM. ONLY THE TERMS AND CONDITIONS FOUND HEREIN APPLY - REGARDLESS OF WHERE THE VISITOR IS FROM OR THE CONTACT IS MADE. ALL OTHER LEGAL, ADMINISTRATIVE AND REGULATORY ACTIONS AGAINST US BY A VISITOR ARE PROHIBITED WITHIN THE FULL EXTENT OF WHAT THE LAW ALLOWS.

IF WE OR ANY OF OUR SUCCESSORS, AGENTS OR ASSIGNS BECOME A PART OF ANY PROHIBITED (ABOVE) LEGAL, REGULATORY OR ADMINISTRATIVE CLAIM, DISPUTE, ACTION, PROCEEDING, OR LAWSUIT BECAUSE OF YOUR RELATIONSHIP WITH ANY OF THEM, IF ANY, OR IF YOU HAVE MADE ANY FALSE, DECEPTIVE OR MISLEADING STATEMENT, YOU SHALL PERSONALLY, TOTALLY AND IMMEDIATELY INDEMNIFY, DEFEND, AND HOLD US FREE AND HARMLESS AND ALL OF OUR SUCCESSORS, AGENTS AND ASSIGNS FROM ALL CLAIMS, ACTIONS, PROCEEDINGS, LAWSUITS, JUDGMENTS, DECREES, DAMAGES, INJURIES, LIABILITIES, LOSSES, COSTS, AND-OR EXPENSES, IF ANY (including but not limited to all reasonable attorney's fees and litigation expenses), WHICH DIRECTLY OR INDIRECTLY RESULT. FURTHERMORE, YOU SHALL PERSONALLY, TOTALLY AND IMMEDIATELY INDEMNIFY, DEFEND, AND HOLD US AND ALL OF OUR SUCCESSORS, AGENTS AND ASSIGNS FREE AND HARMLESS FROM ALL CLAIMS, ACTIONS, PROCEEDINGS, LAWSUITS, JUDGMENTS, DECREES, DAMAGES, INJURIES, LIABILITIES, LOSSES, COSTS AND EXPENSES, IF ANY (including but not limited to all reasonable attorneys' fees and litigation expenses), ARISING IN ANY PART OUT OF YOUR NEGLIGENT, DISHONEST, TORTUOUS, BREACH-OF-CONTRACT AND/OR ILLEGAL ACTS OR IN ANY WAY CAUSED BY YOU OR BY ANY OF YOUR EMPLOYERS, EMPLOYEES, AGENTS, REPRESENTATIVES, ASSIGNS, AND/OR CONTRACTORS. THIS INCLUDES, BUT IS NOT LIMITED TO, ALL CLAIMS, DISPUTES, ACTIONS, PROCEEDINGS, AND LAWSUITS ARISING OUT OF ANY USE, MISUSE OR ABUSE BY YOU OR BY ANY OF YOUR EMPLOYERS, EMPLOYEES, AGENTS, REPRESENTATIVES, ASSIGNS, AND/OR CONTRACTORS, IF ANY, CAUSED BY THE VIOLATION OF ANY LAWFUL STATUTE, REGULATION OR JUDGMENT BY A COURT OF COMPETENT JURISDICTION, OR CAUSED BY ANY UNAUTHORIZED OR IMPROPER ACT OR TORT WHICH INJURES ANY OF US.

TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW BY A COURT OF COMPETENT JURISDICTION, YOU SHALL NOT INITIATE OR FILE ANY LEGAL, REGULATORY OR ADMINISTRATIVE COMPLAINT, CLAIM OR PROCEEDING AGAINST US WITHOUT FIRST NOTIFYING US A MINIMUM OF 30 DAYS PRIOR TO FORMALLY INITIATING OR FILING ANY SUCH COMPLAINT, CLAIM OR PROCEEDING, BY CERTIFIED OR REGISTERED MAIL A FORMAL LEGAL DEMAND LETTER ("Legal Demand Letter" must be printed on outside of envelope and in an enclosed letter or document), WHETHER OR NOT YOUR ACTION VIOLATES ANY OTHER PROVISION(S) OF OUR POLICIES STATED HEREIN. YOUR LEGAL DEMAND LETTER MUST CLEARLY, ACCURATELY AND COMPLETELY SPECIFY THE ENTIRE HISTORY OF OUR RELATIONSHIP, A LEGIBLE, COMPLETE AND ACCURATE COPY OF YOUR FINAL COMPLAINT VERSION, WHAT PAYMENTS OR OTHER THINGS YOU ARE DEMANDING TO FOREVER 100% SATISFY YOUR COMPLAINT, TO WHAT DEGREE YOU ARE WILLING TO NEGOTIATE, YOUR FULL FACTUAL AND LEGAL JUSTIFICATIONS FOR EACH AND EVERY DEMAND BASED ON PROVABLE FACTS AND FULLY SUPPORTED UNDER THE LAW, THE SPECIFIC APPLICABLE LAW AND OUR SPECIFIC APPLICABLE POLICIES (in all disputes with us, the complainer assumes full responsibility to produce all proof of facts, copies of all relevant documentation, and copies of all of our policies which applied to his contract he alleges), THE FULL DESCRIPTION AND IDENTIFICATION OF ALL EVIDENCE, PARTIES, WITNESSES, ALL CAUSES OF ACTION, AND ALL LEGAL THEORIES WHICH YOU ALLEGE, AND A CLEAR AND UNQUALIFIED STATEMENT THAT YOU FULLY ACCEPT ANY AND ALL LEGAL CONSEQUENCES FOR ANY AND ALL ERRONEOUS, FALSE, MISLEADING AND UNPROVED FILINGS AND STATEMENTS YOU MAKE OR MADE IN YOUR LEGAL DEMAND LETTER, COMPLAINT, MOTIONS, ANY AND ALL OTHER LEGAL DOCUMENTS, ALLEGATION OR OTHER STATEMENT (including but no limited to those that are in breach of this contract) - EVEN IF NO LEGAL, REGULATORY OR ADMINISTRATIVE FILING OCCURS OR YOUR COMPLAINT IS LATER FULLY WITHDRAWN, NOT RELIED UPON OR DISMISSED. IN ALL MATTERS OF CONTRACT DISPUTE, YOU FULLY AGREE WITHOUT ANY QUALIFICATION, RESERVATION OR OBJECTION THAT THE ONLY PROOF OF THE EXISTENCE OF SUCH CONTRACT IS YOU OR US PROVIDING THE OTHER A LEGIBLE COPY OF THE CONTRACT DOCUMENT SIGNED AND DATED BY JOHN WILLIAMS, LAURENCIA WILLIAMS OR BOTH OF US. FURTHERMORE, YOUR LEGAL DEMAND LETTER MUST BE CLEARLY SIGNED AND DATED IN BLACK INK BY YOU, AND MUST INCLUDE YOUR ACCURATE AND CURRENT NAME, PHONE NUMBER, PHYSICAL ADDRESS AND THAT OF YOUR ATTORNEY (if you have an attorney), REGISTERED AGENT (if you have one; else we will assume you want us to serve you by publication if service is required), AND ANY AND ALL OTHER AGENTS RELEVANT TO US, THE NAME AND ADDRESS OF THE LEGAL, REGULATORY OR ADMINISTRATIVE BODY YOU INTEND TO FILE WITH, AND INCLUDE FULL VENUE AND PERSONAL AND SUBJECT MATTER JURISDICTION JUSTIFICATIONS FOR THAT BODY TO HEAR YOUR CASE IF IT DIFFERS FROM ALBUQUERQUE, NM. FURTHERMORE, IF YOU OR YOUR ATTORNEY OR REGISTERED AGENT HAS AN EMAIL ADDRESS, YOU MUST ALSO PROVIDE US YOUR AND HIS ACCURATE AND CURRENT EMAIL ADDRESSES TO US IN YOUR LEGAL DEMAND LETTER. FURTHERMORE, TO THE EXTENT NOT EXPLICITLY PROHIBITED BY APPLICABLE LAW OR COURT OF COMPETENT JURISDICTION, LEGAL SERVICE TO US SHALL BE LIMITED TO ACTUAL, PERSONAL AND EXPRESSED AND IN WRITING (but not by email, texting, or publication), WITH PROPER PROOF OF SERVICE, AND INCLUDE CLEAR, SPECIFIC, COMPLETE AND DETAILED DESCRIPTIONS OF ALL PARTIES, ATTORNEYS, WITNESSES, COURT OF FILINGS, COMPLAINTS, APPLICABLE FACTS, APPLICABLE LAWS, APPLICABLE POLICIES AND REMEDIES. OUR RETENTION POLICIES STATED BELOW FULLY APPLY TO ALL DISPUTES AND TO ALL OTHER LEGAL, ADMINISTRATIVE AND REGULATORY ACTIONS. IF YOU ARE REPRESENTED BY AN ATTORNEY(S), YOU MUST INCLUDE IN YOUR LEGAL DEMAND LETTER FOR EACH AND EVERYONE OF YOUR ATTORNEYS A COPY OF HIS NEW MEXICO LAW LICENSE AND PROOF OF BEING LEGALLY PERMITTED TO REPRESENT YOU IN NEW MEXICO FOR ALL OF THE PROCEEDINGS HE REPRESENTS YOU IN, AND PROOF THAT HE IS LEGALLY PERMITTED TO AND HAS FULL JURISDICTION TO PRACTICE IN THAT VENUE.

YOU FULLY AGREE WITHOUT ANY QUALIFICATION, RESERVATION OR OBJECTION TO NOT FILE ANY CRIMINAL, REGULATORY OR ADMINISTRATIVE COMPLAINT AGAINST US UNLESS AND UNTIL YOU HAVE FULLY EXHAUSTED ALL OF YOUR CIVIL REMEDIES, AND A LEGAL AUTHORITY HAS STATED IN WRITING THAT THERE IS A LIKELY CRIMINAL, REGULATORY OR ADMINISTRATIVE WRONGDOING(S) ON OUR PART, AND YOU HAVE NOTIFIED US IMMEDIATELY AND COMPLETELY ABOUT THIS ALLEGED WRONGDOING(S) BY CERTIFIED MAIL, AND WE DID NOT CORRECT OR LEGALLY JUSTIFY YOUR ALLEGED WRONGDOING(S) WITHIN 30 DAYS OF RECEIPT OF YOUR NOTICE. We have never received a criminal complaint about anything ever.

YOU MUST NOT HAVE ANY ILLEGAL, UNETHICAL OR IMMORAL INTENTION, USE OR PURPOSE IN CONTACTING US. WE TAKE NO RESPONSIBILITY FOR THE ADEQUACY OR ACCURACY OF ANY OF OUR VERBAL STATEMENTS. IF YOU NEED A STATEMENT FROM US OF ANY KIND FOR ANY PURPOSE, ASK US TO PROVIDE YOU THAT STATEMENT IN WRITING AND ALL OF THE REASONS WHY YOU NEED THAT STATEMENT. WE WILL SERIOUSLY CONSIDER ALL REASONABLE REQUESTS.

FURTHERMORE, YOU FULLY AGREE THAT YOU WILL NOT FILE ANY KIND OF LEGAL, ADMINISTRATIVE OR REGULATORY ACTION AGAINST US IN ANY IMPROPER, INVALID, PREMATURE OR OTHERWISE ERRONEOUS VENUE OR JURISDICTION, OR FOR ANY IMPROPER, INVALID, UNPROVED OR OTHERWISE ERRONEOUS REASON OR CAUSE OF ACTION, AND THAT IF YOU DO SO, WE MAY FILE A LAWSUIT(S) AGAINST YOU IN AN ALBUQUERQUE, NM, COURT OF LAW TO RECOVER ALL OF OUR DIRECT AND INDIRECT COSTS, FEES AND LOSSES DEFENDING OURSELVES AGAINST YOUR ACTIONS, PLUS PUNITIVE DAMAGES. FURTHERMORE, YOU FULLY AGREE TO FULLY AND IMMEDIATELY INDEMNIFY US AND HOLD US HARMLESS IN ANY AND ALL SUCH ACTIONS WE FILE AGAINST YOU. FURTHERMORE, TO THE EXTENT NOT EXPLICITLY PROHIBITED BY LAW OR BY A COURT WITH COMPETENT JURISDICTION, YOU FULLY AGREE TO FOREVER WAIVE, FOREGO AND ABANDON ALL DEFENSES AND IMMUNITIES YOU MAY HAVE OR BELIEVE YOU HAVE IN ANY AND ALL SUCH ACTIONS WE FILE AGAINST YOU, AND FULLY ASSUME PERSONAL LIABILITY. TO THE EXTENT NOT EXPLICITLY PROHIBITED BY LAW OR COURT OF COMPETENT JURISDICTION, YOU FULLY AND FOREVER WAIVE, FOREGO AND ABANDON ALL OTHER FORMS OF LEGAL, ADMINISTRATIVE AND REGULATORY REMEDIES THAN WHAT IS EXPLICITLY PERMITTED HEREIN. IN ANY PROPERTY-RELATED DISPUTE, WE CAN TAKE LEGAL, REGULATORY AND ADMINISTRATIVE ACTION JOINTLY OR SEVERALLY AGAINST THE PARTY WHOM WE OPPOSE, HOWEVER, NOT SEVERALLY IF THE OPPOSING PARTY IS A LEGALLY MARRIED COUPLE LIVING IN A COMMUNITY PROPERTY STATE.

IF YOU HAVE OR HAD ANY DISHONEST, MALICIOUS, INVESTIGATIVE OR OTHERWISE HARMFUL INTENTION AND/OR ACTION AGAINST US, AND/OR CONFLICT OF INTEREST POSSIBLY INJURIOUS TO US, YOU MUST IMMEDIATELY, FULLY, CLEARLY, EXPLICITLY, ACCURATELY, VOLUNTARILY AND FREELY DISCLOSE TO US ANY AND ALL SUCH ADVERSE INTENTIONS, ACTIONS AND CONFLICTS OF INTEREST BY CERTIFIED MAIL WITH THIS SUBJECT LINE AT TOP OF YOUR LETTER: "Full and Specific Disclosure of Identity and All Adverse Intentions and/or Actions and on Whose Behalf or Behest these Adverse Intentions are Being Made For". YOU MUST INCLUDE FULL, CLEAR, EXPLICIT, SPECIFIC AND 100% ACCURATE IDENTIFICATION OF YOURSELF AND ALL PERSONS AND ENTITIES YOU REPRESENT, IF ANY, TO US AND ALL OF YOUR ADVERSE INTENTIONS, ACTIONS AND CONFLICTS OF INTEREST RELEVANT TO US. IF YOU DO NOT FULLY, CLEARLY, ACCURATELY AND IMMEDIATELY IDENTIFY YOURSELF, ALL OTHER RELEVANT PEOPLE AND ENTITIES, AND ALL OF YOUR ADVERSE INTENTIONS, ACTIONS AND CONFLICTS OF INTEREST RELEVANT TO US, YOU WILL HAVE ILLEGALLY ACCESSED OUR WEBSITE AND EMAIL UNDER FEDERAL ANTI-HACKING STATUTES OR OTHERWISE ILLEGALLY CONTACTED US, AND YOU FULLY AGREE WITHOUT ANY OBJECTION, QUALIFICATION OR RESERVATION THAT YOUR INTENDED ACTIONS AMOUNT TO STALKING. AT THAT POINT, YOU WILL BE AUTOMATICALLY BANNED FROM EVER CONTACTING US AGAIN UNLESS SPECIFICALLY, CLEARLY AND EXPLICITLY AUTHORIZED TO DO SO EITHER BY A COURT OF LAW WITH COMPETENT JURISDICTION OR BY US IN WRITING AND THEN ONLY LIMITED TO THE EXTENT AUTHORIZED BY THAT COURT OR US. YOU WILL ALSO BE SUBJECT TO ANY AND ALL LEGAL, ADMINISTRATIVE, AND/OR REGULATORY ACTIONS AND REMEDIES WE MAY CHOOSE TO TAKE AGAINST YOU, YOU FULLY ACCEPT TOTAL PERSONAL LIABILITY, AND FURTHERMORE, YOU FULLY AND FOREVER WAIVE, FOREGO AND ABANDON ALL POSSIBLY APPLICABLE DEFENSES AND IMMUNITIES (IF ANY) FOR ANY AND ALL DIRECT OR INDIRECT INJURIES YOU CAUSE OR ATTEMPT TO CAUSE US, AND ASSUME FULL PERSONAL LIABILITY.

WE RESERVE THE RIGHT TO REFUSE TO RESPOND TO, TO REFUSE TO COMPLETELY OR ACCURATELY RESPOND TO, TO REFUSE TO TRY TO CORRECT, AND/OR TO PROMPTLY STOP OR CHANGE OUR RESPONSE TO ANY INQUIRY OR FORM WITHOUT PRIOR NOTICE OR LIABILITY IN WHICH THE PERSON CONTACTING US HAS CLEARLY IGNORED, MISREPRESENTED OR VIOLATED A POLICY, CONTRACT PROVISION, CONDITION, DESCRIPTION, PRICE OR OTHER STATEMENT, HAS ASKED US FOR LEGAL, MEDICAL OR OTHERWISE IMPROPER ADVICE, OPINION OR CLAIM, HAS ASKED US TO DO SOMETHING ILLEGAL, IMMORAL OR UNETHICAL, HAS BECOME INSULTING, HARASSING, THREATENING OR USES VULGAR LANGUAGE, AND/OR WHO WE BELIEVE IS INTENDING TO TRY TO ENTRAP, SCAM OR CON US.

ALL FORMS, ATTACHMENTS, ALL OTHER DOCUMENTS, AND ALL THINGS OF NON-MONETARY VALUE PROVIDED TO US BECOME OUR PROPERTY. ALL MONEY, ALL HARDWARE, AND ALL OTHER THINGS OF MATERIAL VALUE PROVIDED TO US WHICH DO NOT INCLUDE A REASONABLE JUSTIFICATION FOR RETURN, CORRECT RETURN ADDRESS OR SUFFICIENT RETURN SHIPPING & HANDLING, OR REMAINS UNCLAIMED FOR MORE THAN 30 DAYS, BECOME OUR PROPERTY WITHOUT LIABILITY TO US OR ANYONE ASSOCIATED WITH IT. Except for original forms and documents provided by us. Visitors are strongly advised not to send us any original documents which does not include sufficient return S/H if they want or need to have the documents returned to them.

WE ASSUME NO LIABILITY FOR ANY ENVELOPE'S OR PACKAGE'S CONTENTS SENT TO ANY OF US OR OTHERWISE DELIVERED TO ANY OF US WITHOUT A TRACKING NUMBER ON THE ENVELOPE OR PACKAGE, OR WITHOUT A READABLE DATE ON THE ENVELOPE OR PACKAGE, OR WHICH DOES NOT CLEARLY, 100% COMPLETELY AND 100% ACCURATELY STATE ON THE OUTSIDE OF THE ENVELOPE OR PACKAGE THE DESCRIPTION OF ALL OF THE DOCUMENTS (IF ANY) AND DEVICES (IF ANY) CONTAINED WITHIN THE ENVELOPE OR PACKAGE AND ATTACHED TO IT (IF ANY). WE ASSUME NO LIABILITY FOR ANY PHONE CALL, TEXT MESSAGE, EMAIL, SOCIAL MEDIA POSTING OR CONTACT, PERSONAL CONTACT, OR ANY OTHER CONTACT WITH ANY OF US WHICH DOES NOT CLEARLY, 100% COMPLETELY AND 100% ACCURATELY IDENTIFY THE SENDER/CONTACTOR, THE CONTENTS OF ALL DOCUMENTS THAT MENTION US (IF ANY) AND ALL DEVICES INTENDED FOR US (IF ANY), AND ALL OF THE PURPOSES AND INTENTIONS OF THE SENDER/CONTACTOR.

WE FULLY AGREE TO PAY FOR OR PERFORM ALL OF OUR LEGITIMATE DEBTS, OBLIGATIONS, DUTIES AND ACTIONS WE ARE LEGALLY RESPONSIBLE TO DO ON A TIMELY BASIS AND ACCORDING TO THE PROVISIONS, QUALIFICATIONS AND EXCEPTIONS DESCRIBED ON THIS WEBPAGE. THE CREDITOR IS 100% RESPONSIBLE TO PROVE BEYOND A REASONABLE DOUBT THAT SUCH A DEBT, OBLIGATION, DUTY OR ACTION FACTUALLY EXISTS (BY PROVIDING US A COPY OF THE ORGINAL WRITTEN, SIGNED BY US, DATED AND ENFORCEABLE CONTRACT PRIOR TO DEMANDING ANYTHING FROM US), AND WAS NOT DERIVED THRU ANY FORM OF FRAUD, MISREPRESENTATION, SCAM, PHISHING, OTHER ILLEGAL ACT, UNETHICAL ACT, IMMORAL ACT, FIDUCIARY MALPRACTICE, USURIOUS INTEREST RATES, HIDDEN CHARGES AND FEES, UNFAIR BUSINESS PRACTICE, UNFAIR DEALING, OR BAD FAITH. AT A MINIMUM, THE ALLEGING PARTY AGAINST US MUST FIRST PRODUCE A WRITTEN AND ENFORCEABLE CONTRACT THAT CLEARLY SPELLS OUT THE DEBT, OBLIGATION, DUTY AND/OR ACTION WE ARE RESPONSIBLE FOR, PLUS A COMPLETE AND DETAILED ACCOUNTING OF ALL THAT IS ALLEGEDLY OWED TO THAT PARTY BY US SO THAT THE ACCOUNTING CAN BE ACCURATELY FORENSICALLY ANALYZED (IF WE CHOOSE TO DO SO). IF WE HAVE MADE TWO SINCERE ATTEMPTS TO HONOR AN ALLEGED RESPONSIBILITY THAT REQUIRES A PAYMENT WITH A VALID PAYMENT AND THE PARTY TO WHOM THE PAYMENT IS BEING MADE ALLEGES THAT THE PAYMENT IS INVALID, THEN THAT PARTY FULLY AGREES TO WITHOUT LIMIT AND WITHOUT LIABILITY OR FURTHER OBLIGATION TO US TO THE IMMEDIATE, TOTAL AND PERMANENT CANCELLATION OF THE DEBT AND ALL ACCRUED INTEREST, IF ANY, ASSOCIATED WITH THE DEBT, AND FULLY AND UNCONDITIONALLY AGREES TO NOT UNDERTAKE ANY COLLECTIONS OR ANY OTHER LEGAL, REGULATORY, ADMINISTRATIVE, QUASI-GOVERNMENT (eg: BBB, Credit Bureau, collection entity, investigatory entity) OR SOCIAL MEDIA COMPLAINT OR ACTION, OR INITIATE OR PERSIST IN ANY COLLECTIONS, LEGAL, REGULATORY, ADMINISTRATIVE, QUASI-GOVERNMENT OR SOCIAL MEDIA COMPLAINTS OR ACTIONS RELEVANT TO ANY ALLEGED DEBT AGAINST US, AND WILL NOT ENGAGE IN OR CO-OPERATE WITH ANY SCHEME OR ACTIVITY WHICH APPEARS TO IT TO BE A SCAM, FRAUD, PHISHING ATTEMPT, CREDIT CARD/DEBIT CARD/PERSONAL/BUSINESS DATA HARVESTING ATTEMPT, ETC. AGAINST US. ANY CURRENT OR FUTURE CONTRACT WE HAVE DOES NOT WAIVE, FOREGO OR ABANDON OUR RIGHTS UNDER THIS WEBPAGE.

IF A PARTY OWES US MONEY, BUT MAKES IT DIFFICULT OR REASONABLY IMPOSSIBLE FOR US TO COLLECT THAT MONEY, THEN WE MAY TAKE ANY STEPS REASONABLE IN THE COLLECTION OF THE OWED MONEY, INCLUDING BUT NOT LIMITED TO: CHARGING INTEREST UP TO THE MAXIMUM INTEREST RATE PERMITTED BY HIS/HER/ITS JURISDICTION, CHARGING FEES, RETAINING BILL COLLECTORS, AND TAKING LEGAL, REGULATORY AND/OR ADMINISTRATIVE ACTIONS AGAINST THE DEBTOR, WITH NO LIABILITY TO US.

IF THERE IS ANY DISAGREEMENT BETWEEN YOU AND US RELEVANT TO THE INTERPRETATION OF ANY POLICY OR STATEMENT MADE ON OR SUPPORTED BY THIS WEBPAGE, ANY REASONABLE INTERPRETATION BY US SHALL PREVAIL. FOR ANY CONTRARY INTERPRETATION, THE BURDEN IS ALWAYS TOTALLY AT THE EXPENSE OF THE PERSON(S) CLAIMING THE CONTRARY INTERPRETATION TO PROVE: (A) THAT OUR CLAIMED INTERPRETATION IS UNREASONABLE OR ILLEGAL, AND (B) THAT YOUR CONTRARY INTERPRETATION IS BOTH BY FAR THE MOST REASONABLE INTERPRETATION AND A 100% LEGAL INTERPRETATION.

SEVERABILITY/WAIVER: ALL POLICIES FOUND HEREIN ARE APPLIED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. IF A COURT OF COMPETENT JURISDICTION FINDS ANY PROVISION OF OUR POLICIES INVALID OR UNENFORCEABLE AND EXPLICITLY STRIKES THEM DOWN OR CHANGES THEM, THEN ALL OF OUR REMAINING POLICIES WILL CONTINUE TO BE ENFORCED TO THE FULL EXTENT WHICH THE LAW PERMITS. WE RESERVE ALL RIGHTS NOT EXPRESSLY GRANTED HEREIN.

OUR DECISION TO NOT FULLY ENFORCE ANY POLICY PROVISION WILL NOT BE DEEMED AS A LEGAL PRECEDENT NOR AS A WAIVER OF FUTURE ENFORCEMENT OF THAT OR ANY OTHER POLICY PROVISION. ANY WAIVER, AMENDMENT, OR OTHER MODIFICATION OF ANY POLICY PROVISION WILL BE PERMITTED ONLY IF MADE IN WRITING BY US.

These policies do NOT establish any partnership, joint venture, employment, franchise, sales representative or agency relationship between Visitors and us nor with anyone associated with us or Visitors. We reserve the right to do business with or not to do business with whomever we see fit, within the explicit limits of the law, without any explanation or liability. We have deeply-held religious beliefs to live our lives by, which include being honest, fair and just to all people who are honest, fair and just to us.

    Document Retention & Disposition Policies: Like most people these days, we are inundated with paperwork storage. This creates serious storage, maintenance and security problems about them. In addition, understandably, most people today are very concerned about jeopardy to their privacy and security, and don't want items about them stored for long periods of time by people remote from them; no matter what security measures are taken or how careful the people are, any home or storage area can be black-bagged, burglarized or hacked of its records. We deeply respect your privacy and security concerns. Therefore, to best protect both our operation and our Visitors, as our policy, as part of our normal course of lives, we now destroy - without prior notice by us or liability or disadvantage to us - all of which below are also referred to as "records" herein: (1) ALL COMPLAINT DOCUMENTS: After 30 days retention from day of shipment if we receive no other communications from the complainer or other legitimately interested party before then directly relevant and specific to the complaint. (2) ALL OTHER VISITOR-RELATED DOCUMENTS (including but not limited to all letters and webpages): After 30 days retention from day of its first creation or receipt by us if we receive no other communications from the Visitor or other legitimately interested party (eg: Visitor's estate) before then directly relevant and specific to the document. (3) ALL OTHER DOCUMENTS WE CREATED FOR OR ABOUT A VISITOR: Including but not limited to letters, mailing receipts and proofs): After 30 days retention from day of its first creation or receipt by us if we receive no other communications from the Visitor or other legitimately interested party before then directly relevant and specific to the document.
        POLICY SCOPE: This policy fully applies without prior notice by us, or liability or disadvantage to us. This policy fully applies to all item forms and formats, including but not necessarily limited to, originals, copies, reproductions, roughs, outtakes, prototypes, completed versions, uncompleted versions, earlier versions, samples, exemplars, templates, and unmodified versions. This policy also fully applies to all possible record keeping media, including but not necessarily limited to, printed copy, hardware, computer media, computer memory, all forms of offsite storage, illustration, photographic, video, recording medium, film, microfilm, electrical, electronic, mechanical, optical, magnetic and chemical. We do not authorize anyone to obtain, keep, copy, maintain or distribute records on us or on our Visitors for any reason except those specifically authorized to do so by our policies, by law, or by our clear, explicit, prior and written authorization, and then only for the specific limited purposes and period that the policy, law or authorization requires. "Destroy" refers to thoroughly shredding, burning up, throwing away, giving away, crushing, recycling or otherwise totally and permanently destroying or eliminating the document record. NOTE: We NEVER voluntarily provide an existing document record relevant to a Visitor to any business or government entity unless we believe that our Visitor is trying to injure us, or we are required to do so by law or by a court of competent jurisdiction.
        EXCEPTIONS: We will retain document records longer than their applicable retention periods above under the conditions stated above if, and only if: (1) The Visitor has contacted us at least once every 30 days in writing (email or postal mail only) after the retention period expires if the Visitor contacts us 3-10 days prior to the expiration of the retention period, all such contacts must in writing and EXPLICITLY AND DIRECTLY MENTION his specific document, hardware or software record we have on file (storage fees apply), or (2) A legal, administrative or regulatory action was reasonably received, anticipated, foreseeable, pending or filed before the retention period elapses that explicitly calls for in writing or we reasonably believe will likely explicitly call for and require in writing the specific document, hardware or software record, or (3) We believe that retention of the specific record is legally required by applicable law known to us, or (4) We believe retention of the specific record is important for our existence, safety, security or operation, or (5) We believe the specific record relates to a fraud, scam, threat or other crime or tort anticipated, ongoing, attempted or committed against us or anyone else where we could also be injured, or (6) We otherwise believe we should retain the specific record to legally protect us, or (7) The Visitor or other legitimately interested party explicitly in writing (email or postal mail only) requested us 3-10 days prior to the retention period expiration to preserve the specific record for him/her for longer than the specified retention period above (storage fees apply), if, and only if, the Visitor specifies the specific retention period he requests and that retention period does not exceed two years, plus pays all storage fees on a timely basis. In all cases where storage fees apply, the requester must prepay all expected or likely storage fees within 10 days of his request or his request is disregarded. NOTE: If an exception did apply at one time, once we reasonably believe that no exception any longer applies, or we accidentally, unintentionally or unknowingly preserved a record for a period longer than the period fully justified for preservation based on these Retention and Disposition Policies, we may then immediately destroy of the document without any prior notice by us or loss, disadvantage or liability to us. Furthermore, the Visitor fully agrees without any qualification, reservation or objection not to use against us any document record he claims to have retained if we have already destroyed that record under these Retention and Disposition Policies because once a record is destroyed by us we have no way of knowing or verifying whether or not the record the Visitor claims to possess is an authentic, complete, unedited, unchanged and totally accurate record of what actually occurred between us and the Visitor. We accept no liability, refund payment, damage, loss, disadvantage, obligation or requirement for any notification or explanation for disposing or retaining of any document record based on these published policies, even if done by mistake, negligence or accident.

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